Business Credit & Funding
Build real business credit and access the capital to grow
We set up your business the right way for lenders, establish vendor and revolving trade lines, and prepare a clean funding package — so you can secure credit limits and financing without guesswork.
01 • Lender-Ready Foundation
We align your entity details with underwriting rules and build a credible profile across key bureaus.
- Compliance checklist (address, phone, NAICS)
- D-U-N-S, Experian, Equifax business files
02 • Trade Lines & Scores
We open and sequence vendor, store, and revolving accounts to report positive payment history.
- Net-30 vendors that actually report
- Paydex/Intelliscore improvement plan
03 • Funding Package & Approvals
We assemble a bank-ready file and match you to lenders and cards that fit your profile and goals.
- Docs: EIN, financials, bank statements
- Lender mapping: LOC, cards, term loans
Credit that belongs to your company. We separate your business profile from personal credit and build data lenders trust — so approvals scale with your revenue, not your FICO.
Expect a clear roadmap: where to apply, in what order, and how to use accounts to keep scores rising. We also monitor key items and flag issues before they cost you limits.
When you’re ready for larger lines or equipment financing, your package is ready — clean paperwork, consistent records, and a narrative that makes underwriting easy.
Ready to start & scale with clarity?
From formation and funding prep to branding and a conversion-ready website, Xclusive Consulting builds the foundation for real growth.
No pressure—just a 15-minute discovery to see if we’re a fit.